Peace of mind for you and your domestic helper
In order to fulfill the employer's responsibilities and comply with the requirements of Hong Kong law, employers are not only obliged to take out employees' compensation insurance for domestic helper to protect against accidental losses. Employer has to provide comprehensive protection in the unfortunate event of an accident or an illness of your domestic helper.
"Technic" recommend that you can consider the following protection:
- Employer's liability (employees' compensation insurance)
- Personal accidents (Hospitalization & surgical expenses)
This plan offers basic coverage with extended protection in addition：
- Clinical expenses
- Hospitalization & surgical expenses
- Dental expenses
- Temporary cash allowance
- Repatriation expenses
- Replacement helper expenses
- Fidelity guarantee
- Third party liability (max. amount HK$500,000 in annual aggregate)
This plan offers comprehensive coverage with upgraded protection：
- Additional cancer or heart disease
- Higher benefits up to HK$100,000 in aggregate for surgical and hospitalization
- Laboratory test expenses up to HK$5,000
*Detail of terms & conditions please refer to the brochures and policy*
Comprehensive protection for Your Sweet Home
- All-round protection for your home contents even during transit to your new home
- Additional cover for your temporary accommodation as a result of an accident
- Building structure protection
- Optional selection suit your specify needs; including personal valuables, third party liability and employer’s liability
Anytime Anywhere Travel Protection
Single／Annual Travel Protection
Three grades of travel protection can meet your journey needs. (With Optional Top Ups)